We offer a variety of mortgage programs including Fixed and Adjustable-Rate Mortgages. Below is a list of the wide range of mortgage solutions we provide, offering competitively priced financing opportunities:

• Mortgage Friendly SM Housing Program
• Conventional Conforming
• Non-Conforming
• Mortgage Refinancing
• Construction Loans
• Residential Investment Loan Program
• Reverse Mortgages

 

MORTGAGE FRIENDLY SM HOUSING PROGRAM

Credit problems are OK with a "No Income & No Asset Verification Loan" from The Manchester Company. Here are a few of the features you will enjoy with a loan from the Mortgage Friendly Housing Program:

• No cash reserves required
• Closing cost can be gifts, grants, or unsecured loans
• No income limit if 3/2 option is not used
• Allows temporary buy-down
• Housing debt to 45% with no other debt

CONVENTIONAL CONFORMING

Rate, terms and conditions are subject to change without notice. Send loan requests and complete packages to lock in current quotes. There are several loans available in this category.
For Conventional Loans (up to $414,000 / Fixed Rate) there are:

• 30 Year Fixed Rate 15 Year Fixed Rate
• 1, 3, 7 and 10 year Adjustable Rate

 

NON-CONFORMING

For Jumbo Loans (over $414,000 / Adjustable or Fixed Rate) there are:

• 30 Year ARM and Fixed Rate
• 15 Year ARM and Fixed Rate
• 1, 3, 7 and 10 year Adjustable Rate

 

MORTGAGE REFINANCING

Interest rates are currently at one of its lowest peaks in 40 years. Refinancing will afford you the opportunity to lower your current interest rates. If you contact The Manchester Company now you will receive a free consultation and there is no obligation to refinance your existing mortgage. Contact us now, and we will show you how you can put money into your pockets rather than your current mortgage company's pocket.

• Refinance Once, Then Do It Again
• Build Home Equity Faster
• Get Your Hands On Some Cash

 

CONSTRUCTION LOANS

• 100% financing available
• Non-owner occupied available
• High debt ratios
• 2-4 units and condos

 

RESIDENTIAL INVESTMENT LOAN PROGRAM

• 10% down program on a purchase
• 80% cash-out
• No limits on number of properties
• No Income Verification to 90%
• No seasoning required on cash-out
• Loans available for Co-ops
• Call for other programs

 

REVERSE MORTGAGES

 

Call Us Toll-Free Today at 1-800-270-1434, or APPLY ONLINE TODAY FOR YOUR NEW MORTGAGE LOAN RIGHT NOW!